Types of Storms

Many residents living in the U.S. have already experienced a severe hailstorm and witnessed the damage hail can cause to homes, automobiles, businesses and other property. When a hailstorm hits, it does the greatest amount of damage to the exterior of your home or property. Common types of damage caused by hail are: roof damage, siding damage, shingle damage, window damage and automobile damage. 

Thunderstorms can produce many types of damaging weather such as lightning, hail, tornadoes, straight-line winds, flooding and more. The biggest contributors to damaged property are likely hail and wind, which can cause many types of exterior property damage. 

For many areas around the U.S., damage from severe tornadoes presents a very real threat. Most tornado damage is done by high winds, with recorded speeds exceeding 300 MPH and the flying debris propelled by these fierce winds. The most damage from tornadoes happens in “tornado alley” – a part of the U.S. that includes most of the midwest. 

You may be surprised to learn that lightning is a major cause of storm damage in many areas around the country. The National Lightning Safety Institute estimates the cost of lightning damage in the $5 to $6 billion dollar per year range. Lightning that hits trees and the ground is a common cause of wildfires, structure fires, property damage and power outages. 

Blizzards are severe winter storms that combine heavy snowfall, with high winds and freezing temperatures. The combination of cold, wind and snow damages homes, businesses and automobiles. Heavy snow can produce dangerous conditions, including roof collapse.  

Floods are typically the result of heavy rain and water that rises faster than storm drains can handle. Flash floods driven by quick, violent bursts of rain can flood homes, basements and businesses, causing serious damage to both interiors and exteriors. Flooding is a very dangerous storm phenomenon that results in numerous deaths and extensive property damage each year. 

A derecho is a large, violent, fast-moving, complex of thunderstorms that follow one another along a path of at least 240 miles, with wind gusts of at least 58 mph. Although derechos are very difficult to predict, they often form along the boundary of a large, hot air mass near a jet stream air current.